Insurance

  • Don't leave home without it!
  • Buy a comprehensive policy that includes coverage for trip cancellation and interruption, default, trip delay, and medical expenses will cover most things.
  • Read the small print, make sure it covers all planned activities, the countries you are travelling to, the length of time you intend to spend in each country and pre-existing medical conditions. Check the no-claim and most importantly the price.
  • Always buy travel insurance directly from an insurance company or agent. If you buy indirect and that company goes out of business, you probably will not be covered.
  • Before purchasing check your existing insurance policies to find out whether they cover expenses incurred while travelling.
  • Year long policies can often be the cheapest.
  • If you plan to do any super adventurous activities, research specialist insurers.
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